Equity Financial Resources (financial planning), cash flow, ESOP, IRA, KEOGH Plans, SEP Plans, business planning.

inancial Planning is directed at the future. The idea is to evaluate your current financial situation, estimate the cost of life-long goals, and establish strategies to meet them.

What We Do For You:

	Your Net Worth A financial plan begins with a personal balance sheet, a snapshot of your net worth, showing what you have and what you owe at a given time.
	Managing Your Cash Flow A cash flow statement shows how you are spending your money. By planning, you can adjust your expenses to cover immediate needs and still invest for long-term goals.
	Planning for Retirement The rule of thumb is that you need 80% of your salary adjusted for inflation to live comfortable when you retire. Retirement plans can provide a large chunk of this income or a pittance.
	ESOP - Retirement Planning Qualified Retirement Plan. Employee Stock Ownership Plan. The most diversified and comprehensive retirement plan available. ESOPs are utilized for tax planning, retirement planning, estate planning, financial planning, refinancing, and business continuation plans.

	Individual Retirement Arrangements (IRA) A convenient way to prepare for retirement is to invest in an IRA. You can make periodic deposits and your earnings are not taxed until you make withdrawals, so your money grows faster. But there are several restrictions to be aware of before you invest.
	401K Plans Named after an obscure section of the IRS Code, the 401K is often considered the blue ribbon of retirement plans. You can salt away a lot of money, defer taxes on the earnings, and reduce your taxable income as well.
	Keogh Plans If you work for yourself full or part-time, it may pay to set up a Keogh Plan. A Keogh Plan may allow you to withdraw a higher percentage of your gross income to be applied to your retirement plan.
	SEP Plans These plans are for people who are self-employed. It is preferred by professionals in helping their clients because it is not as complicated as other plans.
	Annuity Plans Under an annuity contract, you make an up front payment or a series of payments in return for a stream of income in the future, often after retirement. What's more, your earnings are tax-deferred until you take the money out.
	Social Security It may not be enough income at retirement. For many people, Social Security is a regular deduction from their paycheck. But for those who are retired and for their spouses and children, it is often the primary source of income.
	Life Insurance Evaluating your life insurance needs is a key part of financial planning. But how much you need, and what type you should buy, is less clear-cut. Different types include term life, whole life, and variable life.
	Planning For Your Heirs Part of financial planning should include a strategy to protect your assets for your family and heirs. But be prepared - the tax collector, the courts, and the federal and state governments all may want a piece of the family pie. Business Continuation Planning may take on a lot of different alternatives to sell the business at retirement. Many financial plans may be used to help such as the Business Continuation Planning Resources below.

CLICK HERE for more information on the
following Business Continuation Planning Resources

Ownership Structure
   LLC (Limited Liability Companies)
   Corporations - Subchapter S
                           Corporation C

Buy-Sell Insurance Products
Limited Family Partnership
ESOPs - Employee Stock Option Plans
Trusts

quity Financial Resources
6317 N.E. Antioch Rd., Suite 104
Kansas City, Missouri 64119

(816) 455-4548
Toll Free 1-877-455-1945
FAX (816) 455-5343