Buy-Sell Insurance Products

ESOPs - Employee Stock Option Plans

Limited Family Partnership

Trusts
Despite what many people think, trusts are not just for the very rich.   The size of the trust may be different, but the purpose is the same - sheltering money for your heirs and providing for those who cannot fend for themselves.

Ownership Structure
LLC (Limited Liability Companies)
Corporations - Subchapter S
                     Corporation C
It is important to have an ownership structure in place to provide for the foundation of wise financial planning involving estate, retirement, and business continuation.

The ABC's of Estate Planning
Your estate is what you leave behind when you die - cash, investments, real estate, personal property, life insurance, and retirement benefits.  Estate planning, especially where substantial assets are involved, can save your heirs lots of money - and headaches.

Tax Planning is a Must
Short of breaking the law by not filing and ending up like a person breaking the law - there is not much you can do to avoid taxes altogether.  But you can take advantage of several strategies to pay less taxes.